Anexa 2
TABELE DE CALCUL
Tabelul 2.3
Determinarea unei dobânzi în functie de coeficientul k si perioada n
Formula: p = k1/n - 1

        Utilizarea tabelului 2.3
        Tabelul contine pe coloane perioadele socotite în ani, luni, zile etc., de la 1 la 12, iar pe linii coeficientii de multiplicare, luati de la 1,1 pânã la 10,0 cu un pas de 0,1. Tabelul poate fi utilizat pentru determinarea unei dobânzi atunci când se cunoaste un termen de pãstrare dat în numãr de ani, luni, zile etc. si un coeficient de multiplicare pentru o sumã initialã. Astfel, pentru o perioadã de 3 ani si un coeficient de multiplicare egal cu 2, vom gãsi în tabel cã dobânda anualã aferentã este de 26,0 %.

k\n        1         2      3      4      5      6      7      8      9     10    11    12
1.1 -   10.0     4.9   3.2   2.4   1.9   1.6   1.4   1.2   1.1   1.0   0.9   0.8
1.2 -   20.0     9.5   6.3   4.7   3.7   3.1   2.6   2.3   2.0   1.8   1.7   1.5
1.3 -   30.0   14.0   9.1   6.8   5.4   4.5   3.8   3.3   3.0   2.7   2.4   2.2
1.4 -   40.0   18.3 11.9   8.8   7.0   5.8   4.9   4.3   3.8   3.4   3.1   2.8
1.5 -   50.0   22.5 14.5 10.7   8.4   7.0   6.0   5.2   4.6   4.1   3.8   3.4
1.6 -   60.0   26.5 17.0 12.5   9.9   8.1   6.9   6.1   5.4   4.8   4.4   4.0
1.7 -   70.0   30.4 19.3 14.2 11.2   9.2   7.9   6.9   6.1   5.4   4.9   4.5
1.8 -   80.0   34.2 21.6 15.8 12.5 10.3   8.8   7.6   6.7   6.1   5.5   5.0
1.9 -   90.0   37.8 23.9 17.4 13.7 11.3   9.6   8.4   7.4   6.6   6.0   5.5
2.0 - 100.0   41.4 26.0 18.9 14.9 12.2 10.4   9.1   8.0   7.2   6.5   5.9
2.1 - 110.0   44.9 28.1 20.4 16.0 13.2 11.2   9.7   8.6   7.7   7.0   6.4
2.2 - 120.0   48.3 30.1 21.8 17.1 14.0 11.9 10.4   9.2   8.2   7.4   6.8
2.3 - 130.0   51.7 32.0 23.1 18.1 14.9 12.6 11.0   9.7   8.7   7.9   7.2
2.4 - 140.0   54.9 33.9 24.5 19.1 15.7 13.3 11.6 10.2   9.1   8.3   7.6
2.5 - 150.0   58.1 35.7 25.7 20.1 16.5 14.0 12.1 10.7   9.6   8.7   7.9
k\n        1         2      3      4      5      6      7      8      9     10    11    12
2.6 - 160.0   61.2 37.5 27.0 21.1 17.3 14.6 12.7 11.2 10.0   9.1   8.3
2.7 - 170.0   64.3 39.2 28.2 22.0 18.0 15.2 13.2 11.7 10.4   9.4   8.6
2.8 - 180.0   67.3 40.9 29.4 22.9 18.7 15.8 13.7 12.1 10.8   9.8   9.0
2.9 - 190.0   70.3 42.6 30.5 23.7 19.4 16.4 14.2 12.6 11.2 10.2   9.3
3.0 - 200.0   73.2 44.2 31.6 24.6 20.1 17.0 14.7 13.0 11.6 10.5   9.6
3.1 - 210.0   76.1 45.8 32.7 25.4 20.8 17.5 15.2 13.4 12.0 10.8   9.9
3.2 - 220.0   78.9 47.4 33.7 26.2 21.4 18.1 15.6 13.8 12.3 11.2 10.2
3.3 - 230.0   81.7 48.9 34.8 27.0 22.0 18.6 16.1 14.2 12.7 11.5 10.5
3.4 - 240.0   84.4 50.4 35.8 27.7 22.6 19.1 16.5 14.6 13.0 11.8 10.7
3.5 - 250.0   87.1 51.8 36.8 28.5 23.2 19.6 17.0 14.9 13.3 12.1 11.0
3.6 - 260.0   89.7 53.3 37.7 29.2 23.8 20.1 17.4 15.3 13.7 12.3 11.3
3.7 - 270.0   92.4 54.7 38.7 29.9 24.4 20.6 17.8 15.6 14.0 12.6 11.5
3.8 - 280.0   94.9 56.0 39.6 30.6 24.9 21.0 18.2 16.0 14.3 12.9 11.8
3.9 - 290.0   97.5 57.4 40.5 31.3 25.5 21.5 18.5 16.3 14.6 13.2 12.0
4.0 - 300.0 100.0 58.7 41.4 32.0 26.0 21.9 18.9 16.7 14.9 13.4 12.2
4.1 - 310.0 102.5 60.1 42.3 32.6 26.5 22.3 19.3 17.0 15.2 13.7 12.5
4.2 - 320.0 104.9 61.3 43.2 33.2 27.0 22.8 19.6 17.3 15.4 13.9 12.7
4.3 - 330.0 107.4 62.6 44.0 33.9 27.5 23.2 20.0 17.6 15.7 14.2 12.9
4.4 - 340.0 109.8 63.9 44.8 34.5 28.0 23.6 20.3 17.9 16.0 14.4 13.1
4.5 - 350.0 112.1 65.1 45.6 35.1 28.5 24.0 20.7 18.2 16.2 14.7 13.4
4.6 - 360.0 114.5 66.3 46.5 35.7 29.0 24.4 21.0 18.5 16.5 14.9 13.6
4.7 - 370.0 116.8 67.5 47.2 36.3 29.4 24.7 21.3 18.8 16.7 15.1 13.8
4.8 - 380.0 119.1 68.7 48.0 36.9 29.9 25.1 21.7 19.0 17.0 15.3 14.0
4.9 - 390.0 121.4 69.8 48.8 37.4 30.3 25.5 22.0 19.3 17.2 15.5 14.2
5.0 - 400.0 123.6 71.0 49.5 38.0 30.8 25.8 22.3 19.6 17.5 15.8 14.4
k\n        1        2       3      4      5      6      7      8      9    10     11    12
5.1 - 410.0 125.8 72.1 50.3 38.5 31.2 26.2 22.6 19.8 17.7 16.0 14.5
5.2 - 420.0 128.0 73.2 51.0 39.1 31.6 26.6 22.9 20.1 17.9 16.2 14.7
5.3 - 430.0 130.2 74.4 51.7 39.6 32.0 26.9 23.2 20.4 18.1 16.4 14.9
5.4 - 440.0 132.4 75.4 52.4 40.1 32.5 27.2 23.5 20.6 18.4 16.6 15.1
5.5 - 450.0 134.5 76.5 53.1 40.6 32.9 27.6 23.8 20.9 18.6 16.8 15.3
5.6 - 460.0 136.6 77.6 53.8 41.1 33.3 27.9 24.0 21.1 18.8 17.0 15.4
5.7 - 470.0 138.7 78.6 54.5 41.6 33.7 28.2 24.3 21.3 19.0 17.1 15.6
5.8 - 480.0 140.8 79.7 55.2 42.1 34.0 28.5 24.6 21.6 19.2 17.3 15.8
5.9 - 490.0 142.9 80.7 55.9 42.6 34.4 28.9 24.8 21.8 19.4 17.5 15.9
6.0 - 500.0 144.9 81.7 56.5 43.1 34.8 29.2 25.1 22.0 19.6 17.7 16.1
6.1 - 510.0 147.0 82.7 57.2 43.6 35.2 29.5 25.4 22.3 19.8 17.9 16.3
6.2 - 520.0 149.0 83.7 57.8 44.0 35.5 29.8 25.6 22.5 20.0 18.0 16.4
6.3 - 530.0 151.0 84.7 58.4 44.5 35.9 30.1 25.9 22.7 20.2 18.2 16.6
6.4 - 540.0 153.0 85.7 59.1 45.0 36.3 30.4 26.1 22.9 20.4 18.4 16.7
6.5 - 550.0 155.0 86.6 59.7 45.4 36.6 30.7 26.4 23.1 20.6 18.5 16.9
6.6 - 560.0 156.9 87.6 60.3 45.9 37.0 30.9 26.6 23.3 20.8 18.7 17.0
6.7 - 570.0 158.8 88.5 60.9 46.3 37.3 31.2 26.8 23.5 21.0 18.9 17.2
6.8 - 580.0 160.8 89.5 61.5 46.7 37.6 31.5 27.1 23.7 21.1 19.0 17.3
6.9 - 590.0 162.7 90.4 62.1 47.2 38.0 31.8 27.3 23.9 21.3 19.2 17.5
7.0 - 600.0 164.6 91.3 62.7 47.6 38.3 32.0 27.5 24.1 21.5 19.4 17.6
7.1 - 610.0 166.5 92.2 63.2 48.0 38.6 32.3 27.8 24.3 21.7 19.5 17.7
7.2 - 620.0 168.3 93.1 63.8 48.4 39.0 32.6 28.0 24.5 21.8 19.7 17.9
7.3 - 630.0 170.2 94.0 64.4 48.8 39.3 32.8 28.2 24.7 22.0 19.8 18.0
7.4 - 640.0 172.0 94.9 64.9 49.2 39.6 33.1 28.4 24.9 22.2 20.0 18.2
7.5 - 650.0 173.9 95.7 65.5 49.6 39.9 33.4 28.6 25.1 22.3 20.1 18.3
k\n        1        2        3      4       5      6      7      8      9    10     11    12
7.6 - 660.0 175.7   96.6 66.0 50.0 40.2 33.6 28.9 25.3 22.5 20.2 18.4
7.7 - 670.0 177.5   97.5 66.6 50.4 40.5 33.9 29.1 25.5 22.6 20.4 18.5
7.8 - 680.0 179.3   98.3 67.1 50.8 40.8 34.1 29.3 25.6 22.8 20.5 18.7
7.9 - 690.0 181.1   99.2 67.7 51.2 41.1 34.3 29.5 25.8 23.0 20.7 18.8
8.0 - 700.0 182.8 100.0 68.2 51.6 41.4 34.6 29.7 26.0 23.1 20.8 18.9
8.1 - 710.0 184.6 100.8 68.7 51.9 41.7 34.8 29.9 26.2 23.3 20.9 19.0
8.2 - 720.0 186.4 101.7 69.2 52.3 42.0 35.1 30.1 26.3 23.4 21.1 19.2
8.3 - 730.0 188.1 102.5 69.7 52.7 42.3 35.3 30.3 26.5 23.6 21.2 19.3
8.4 - 740.0 189.8 103.3 70.2 53.1 42.6 35.5 30.5 26.7 23.7 21.3 19.4
8.5 - 750.0 191.5 104.1 70.7 53.4 42.9 35.8 30.7 26.8 23.9 21.5 19.5
8.6 - 760.0 193.3 104.9 71.2 53.8 43.1 36.0 30.9 27.0 24.0 21.6 19.6
8.7 - 770.0 195.0 105.7 71.7 54.1 43.4 36.2 31.1 27.2 24.2 21.7 19.8
8.8 - 780.0 196.6 106.5 72.2 54.5 43.7 36.4 31.2 27.3 24.3 21.9 19.9
8.9 - 790.0 198.3 107.2 72.7 54.8 44.0 36.7 31.4 27.5 24.4 22.0 20.0
9.0 - 800.0 200.0 108.0 73.2 55.2 44.2 36.9 31.6 27.7 24.6 22.1 20.1
9.1 - 810.0 201.7 108.8 73.7 55.5 44.5 37.1 31.8 27.8 24.7 22.2 20.2
9.2 - 820.0 203.3 109.5 74.2 55.9 44.8 37.3 32.0 28.0 24.8 22.4 20.3
9.3 - 830.0 205.0 110.3 74.6 56.2 45.0 37.5 32.1 28.1 25.0 22.5 20.4
9.4 - 840.0 206.6 111.0 75.1 56.5 45.3 37.7 32.3 28.3 25.1 22.6 20.5
9.5 - 850.0 208.2 111.8 75.6 56.9 45.5 37.9 32.5 28.4 25.2 22.7 20.6
9.6 - 860.0 209.8 112.5 76.0 57.2 45.8 38.1 32.7 28.6 25.4 22.8 20.7
9.7 - 870.0 211.4 113.3 76.5 57.5 46.0 38.3 32.8 28.7 25.5 22.9 20.8
9.8 - 880.0 213.0 114.0 76.9 57.9 46.3 38.5 33.0 28.9 25.6 23.1 20.9
9.9 - 890.0 214.6 114.7 77.4 58.2 46.5 38.8 33.2 29.0 25.8 23.2 21.1
10.0-900.0 216.2 115.4 77.8 58.5 46.8 38.9 33.4 29.2 25.9 23.3 21.2

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